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Closing or Settlement >The Good Faith Estimate

When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.

Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.

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Q	Whose mansion sold for about $2 million after just one day on the market?
A	Soon after the death of George Burns his home was put on the market; the home sold in 24 hours.
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The Sammy Shrimali Team, REALTORŽ, real estate agents and broker for Pleasanton, Dublin and Livermore California home listings, property and land for sale - NUMBER1EXPERT(tm)

The Sammy Shrimali Team
RE/MAX Aacer
The East Bay Remax Realty
3120-B Santa Rita Rd
Pleasanton, CA 94566-8301
Office: 925-215-9595
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sammyshrimali@NUMBER1EXPERT.com
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